On this page
Minneapolis’s Property Information Search pulls together building, inspection, rental license and valuation history for a property. Few cities make that much available in one place, and it is a good way to prepare for insurance questions.
What to look for
Search your address in the Property Information Search and review:
| Tab | Insurance relevance |
|---|---|
| Building | Year built, construction details |
| Inspection history | Open orders or past violations |
| Rental license | Whether the home has been licensed as a rental |
| Valuation | For taxes only — not your dwelling limit |
If the property has had rental licenses, a previous owner may have run it as a rental. Make sure any lingering conversions or unit splits are permitted.
Duplexes and rentals
Minneapolis has many duplexes and small multi-unit buildings. The active rental licenses dataset lists licensed rentals. If you rent out part of your home, ask whether a homeowners policy covers the rented unit or whether you need landlord insurance. See landlord vs. homeowners insurance.
Older homes and winter
If your home predates modern codes, rebuilding terms matter. Ask about ordinance or law coverage, older wiring and heating, and how ice dams and frozen pipes are handled. Read older homes coverage.
Basements and water
Ask about water backup limits for finished basements; flood is a separate policy.
Valuation vs. rebuild
The assessed value isn’t rebuilding cost. Use how much dwelling coverage you need.
State guidance and next step
The Minnesota Department of Commerce’s homeowner insurance page and our Minnesota guide explain the annual checkup. Then call for a free quote. HomeInsurerQuotes.org connects callers with a licensed insurance agent; carriers, pricing and eligibility vary, and not every caller qualifies.
By phone
What happens when you call
A conversation lets the agent ask about your specific home instead of relying on a generic online estimate. There are no online forms to fill out.
Describe your home
Share the address, size, age, construction, and roof or system updates. You do not need every detail to start.
Talk through coverage
Explain what you want covered and ask about limits, deductibles, and exclusions that apply to your property.
Compare and decide
Ask for the written quote terms and compare them before deciding. A call or a quote does not start coverage.
Free Home Insurance Quote
Ready for your Minneapolis home insurance quote?
Call to talk through your Minneapolis home and the coverage you want with a licensed insurance agent.
- Free quote
- Licensed agents
- By phone, no online forms
We work with local licensed home insurance agents and connect your call with an agent.
Sources and how this page was checked
Page updatedThis page is general information written from the public sources below. It has not been reviewed by an insurance company, attorney or licensed agent for your situation. Your policy form, endorsements, insurer and state rules decide what is covered.
Sources
- NAIC — Homeowners insurance consumer informationRetrieved and reviewed October 14, 2026 for general consumer information. The page did not verify the specific HO-3/HO-5 form mapping and is not cited for that distinction.
- City of Minneapolis — Property Information SearchChecked 2026-10-19: Web search on October 19, 2026 cited this official tool page; excerpts say it shows owner, building and zoning, sales history, rental licenses, inspection history and assessed value by address or parcel. Direct retrieval was blocked by a private-address network restriction; no address was searched.
- City of Minneapolis — Active Rental Licenses (OpenDataMPLS)Checked 2026-10-19: Web search on October 19, 2026 cited this official dataset, described as updated weekly. Update frequency not independently confirmed.
- Minnesota Department of Commerce — Homeowner InsuranceChecked 2026-10-19: Web search on October 19, 2026 cited this official page; linked for state guidance.
Before you rely on this page
- Read your declarations page, policy form and every endorsement; they control over any summary.
- Ask the insurer or agent to confirm limits, deductibles and exclusions in writing before you buy or cancel coverage.
- For state rules, deadlines or complaints, check your state insurance department directly.